Offering integrated advice across tax and estate planning to ensure that a holistic, joined up approach is taken when guiding our clients.
Cheltenham Mortgage & Advisers Cheltenham Mortgage Advisers Ltd can help you find the right mortgage to suit your situation.


About Us

Your home may be repossessed if you do not keep up repayments on your mortgage.

We pride ourselves on providing a professional, reliable and knowledgeable service from our team of Mortgage Advisers. We deliver bespoke mortgage and protection advice for clients with a range of different circumstances.

Our advisers will co-ordinate the whole process on your behalf from start to finish, to ensure a smooth and hassle free experience. We will be a central point of contact during the process liaising with estate agents, solicitors, mortgage lenders and insurance providers. Whatever your financial circumstances, we can help you find a mortgage that suits your individual needs and also ensure you are adequately protected to give you and your family peace of mind knowing that should the worst happen, you can remain in your home.

So whether you’re a first time buyer venturing into the unknown, or an experienced landlord with Buy to Let Mortgages, call us today for a free initial consultation to see how we can help.

Our team has many years of experience in mortgages and protection, and will offer a friendly, efficient and knowledgeable service as can be seen from the feedback we regularly receive.

Don’t forget we now offer video consultations.

Sarah Hume, CeMAP, BA (hons)


Director/Mortgage and Protection Adviser

Sarah has over 15 years’ experience in helping clients with their mortgage and protection needs. Having worked in the banking industry for 10+ years this has given Sarah an excellent knowledge of the mortgage and protection market.

She has worked as an intermediary for over 10 years and established Cheltenham Mortgage Advisers in September 2013.

Michael Addle, CeMAP, CeRER, MILBF


Director/Mortgage and Protection Adviser

Mike joined the company in March 2015 but began his career in the financial services sector back in 2007, having worked for a High Street Bank and Building Society throughout this time.

Mike became a Mortgage and Protection Adviser with Cheltenham Mortgage Advisers in October 2015 and subsequently a Director/ Joint owner in April 2018. He has a wide range of knowledge for all different types of mortgages which includes being our specliased adviser for Equity Release Mortgages.

Adam Hayter


Mortgage and Protection Adviser

Adam has enjoyed a successful career in financial services since 2014, starting as a mortgage adviser with TSB before progressing to various roles within one of their head offices in Gloucester. Before entering the world of mortgages, Adam was a Sales Negotiator at one of Gloucestershire’s most successful Estate Agents, so has an excellent understanding of the house buying process. Adam always strives to get the best outcomes for his customers and is passionate about delivering great mortgage advice.

Outside of work, Adam enjoys cooking and the occasional game of golf. The rest of the time he is kept busy trying to keep up with his two young children.

Stephen Williams



Stephen joined Cheltenham Mortgage Advisers in July 2019 after working in mortgage underwriting over the last 10 years. He is hardworking and driven with a keen eye for detail. He will take great care in all of his duties and ensure the smooth running of the day to day office tasks.

As well as carrying out all back-office duties, Stephen will be an additional point of contact during your mortgage and protection application process.

Laura Clark



Laura joined Cheltenham Mortgage Advisers in March 2022, and has a background in financial services, as she had previously worked at a building society for the previous 11 years. As our administrator she mainly carries out back-office duties and offers great support to the team. She has many years’ experience in customer service which is of great benefit when corresponding with our clients.

Call us today, to arrange a free initial consultation on 01452 596602